http://debtsurvival.co.uk/blog Tue, 01 May 2012 09:00:06 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 http://debtsurvival.co.uk/blog/mortgage-issues-in-an-iva/ http://debtsurvival.co.uk/blog/mortgage-issues-in-an-iva/#comments Tue, 01 May 2012 09:00:06 +0000 admin http://debtsurvival.co.uk/blog/mortgage-issues-in-an-iva/ http://debtsurvival.co.uk/blog/mortgage-issues-in-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/marital-debt/ http://debtsurvival.co.uk/blog/marital-debt/#comments Tue, 01 May 2012 09:00:04 +0000 admin http://debtsurvival.co.uk/blog/marital-debt/ http://debtsurvival.co.uk/blog/marital-debt/feed/ 0 http://debtsurvival.co.uk/blog/is-debt-management-a-good-solution/ http://debtsurvival.co.uk/blog/is-debt-management-a-good-solution/#comments Mon, 23 Apr 2012 18:00:05 +0000 admin http://debtsurvival.co.uk/blog/is-debt-management-a-good-solution/ http://debtsurvival.co.uk/blog/is-debt-management-a-good-solution/feed/ 0 http://debtsurvival.co.uk/blog/car-loan-debt/ http://debtsurvival.co.uk/blog/car-loan-debt/#comments Mon, 23 Apr 2012 18:00:04 +0000 admin http://debtsurvival.co.uk/blog/car-loan-debt/ http://debtsurvival.co.uk/blog/car-loan-debt/feed/ 0 http://debtsurvival.co.uk/blog/no-interest-in-a-debt-management-plan/ http://debtsurvival.co.uk/blog/no-interest-in-a-debt-management-plan/#comments Thu, 19 Apr 2012 23:00:04 +0000 admin http://debtsurvival.co.uk/blog/no-interest-in-a-debt-management-plan/ http://debtsurvival.co.uk/blog/no-interest-in-a-debt-management-plan/feed/ 0 http://debtsurvival.co.uk/blog/bankruptcy-is-less-severe-in-the-uk/ http://debtsurvival.co.uk/blog/bankruptcy-is-less-severe-in-the-uk/#comments Fri, 13 Apr 2012 15:00:04 +0000 admin http://debtsurvival.co.uk/blog/bankruptcy-is-less-severe-in-the-uk/ http://debtsurvival.co.uk/blog/bankruptcy-is-less-severe-in-the-uk/feed/ 0 http://debtsurvival.co.uk/blog/lenders-and-iva-offers/ http://debtsurvival.co.uk/blog/lenders-and-iva-offers/#comments Tue, 03 Apr 2012 11:00:06 +0000 admin http://debtsurvival.co.uk/blog/lenders-and-iva-offers/ http://debtsurvival.co.uk/blog/lenders-and-iva-offers/feed/ 0 http://debtsurvival.co.uk/blog/debt-management-standards/ http://debtsurvival.co.uk/blog/debt-management-standards/#comments Tue, 03 Apr 2012 11:00:04 +0000 admin http://debtsurvival.co.uk/blog/debt-management-standards/ http://debtsurvival.co.uk/blog/debt-management-standards/feed/ 0 http://debtsurvival.co.uk/blog/set-up-my-iva/ http://debtsurvival.co.uk/blog/set-up-my-iva/#comments Mon, 26 Mar 2012 20:00:19 +0000 admin http://debtsurvival.co.uk/blog/set-up-my-iva/ http://debtsurvival.co.uk/blog/set-up-my-iva/feed/ 0 http://debtsurvival.co.uk/blog/do-an-iva-with-no-assets/ http://debtsurvival.co.uk/blog/do-an-iva-with-no-assets/#comments Mon, 12 Mar 2012 21:00:22 +0000 admin http://debtsurvival.co.uk/blog/do-an-iva-with-no-assets/ http://debtsurvival.co.uk/blog/do-an-iva-with-no-assets/feed/ 0 http://debtsurvival.co.uk/blog/iva-and-a-mortgage/ http://debtsurvival.co.uk/blog/iva-and-a-mortgage/#comments Mon, 12 Mar 2012 21:00:21 +0000 admin http://debtsurvival.co.uk/blog/iva-and-a-mortgage/ http://debtsurvival.co.uk/blog/iva-and-a-mortgage/feed/ 0 http://debtsurvival.co.uk/blog/is-debt-management-my-best-option/ http://debtsurvival.co.uk/blog/is-debt-management-my-best-option/#comments Mon, 12 Mar 2012 21:00:18 +0000 admin http://debtsurvival.co.uk/blog/is-debt-management-my-best-option/ http://debtsurvival.co.uk/blog/is-debt-management-my-best-option/feed/ 0 http://debtsurvival.co.uk/blog/individual-voluntary-arrangement-or-bankruptcy/ http://debtsurvival.co.uk/blog/individual-voluntary-arrangement-or-bankruptcy/#comments Tue, 06 Mar 2012 12:30:06 +0000 admin http://debtsurvival.co.uk/blog/individual-voluntary-arrangement-or-bankruptcy/ http://debtsurvival.co.uk/blog/individual-voluntary-arrangement-or-bankruptcy/feed/ 0 http://debtsurvival.co.uk/blog/solutions-for-debt/ http://debtsurvival.co.uk/blog/solutions-for-debt/#comments Fri, 27 Jan 2012 05:00:07 +0000 admin http://debtsurvival.co.uk/blog/solutions-for-debt/ http://debtsurvival.co.uk/blog/solutions-for-debt/feed/ 0 http://debtsurvival.co.uk/blog/get-debt-relief/ http://debtsurvival.co.uk/blog/get-debt-relief/#comments Wed, 25 Jan 2012 22:30:03 +0000 admin http://debtsurvival.co.uk/blog/get-debt-relief/ http://debtsurvival.co.uk/blog/get-debt-relief/feed/ 0 http://debtsurvival.co.uk/blog/debt-advisor/ http://debtsurvival.co.uk/blog/debt-advisor/#comments Tue, 24 Jan 2012 16:00:08 +0000 admin http://debtsurvival.co.uk/blog/debt-advisor/ http://debtsurvival.co.uk/blog/debt-advisor/feed/ 0 http://debtsurvival.co.uk/blog/personal-debt-issues/ http://debtsurvival.co.uk/blog/personal-debt-issues/#comments Thu, 19 Jan 2012 14:30:04 +0000 admin http://debtsurvival.co.uk/blog/personal-debt-issues/ http://debtsurvival.co.uk/blog/personal-debt-issues/feed/ 0 http://debtsurvival.co.uk/blog/dealing-with-company-debt/ http://debtsurvival.co.uk/blog/dealing-with-company-debt/#comments Thu, 15 Dec 2011 01:00:06 +0000 admin http://debtsurvival.co.uk/blog/dealing-with-company-debt/ http://debtsurvival.co.uk/blog/dealing-with-company-debt/feed/ 0 http://debtsurvival.co.uk/blog/hmrc-individual-voluntary-arrangements/ http://debtsurvival.co.uk/blog/hmrc-individual-voluntary-arrangements/#comments Fri, 09 Dec 2011 22:30:04 +0000 admin http://debtsurvival.co.uk/blog/hmrc-individual-voluntary-arrangements/ http://debtsurvival.co.uk/blog/hmrc-individual-voluntary-arrangements/feed/ 0 http://debtsurvival.co.uk/blog/mortgage-calculator/ http://debtsurvival.co.uk/blog/mortgage-calculator/#comments Thu, 08 Dec 2011 16:00:05 +0000 admin http://debtsurvival.co.uk/blog/mortgage-calculator/ http://debtsurvival.co.uk/blog/mortgage-calculator/feed/ 0 http://debtsurvival.co.uk/blog/loan-calculator/ http://debtsurvival.co.uk/blog/loan-calculator/#comments Sat, 03 Dec 2011 14:00:09 +0000 admin http://debtsurvival.co.uk/blog/loan-calculator/ http://debtsurvival.co.uk/blog/loan-calculator/feed/ 0 http://debtsurvival.co.uk/blog/debt-management-plans-explained-3/ http://debtsurvival.co.uk/blog/debt-management-plans-explained-3/#comments Sat, 03 Dec 2011 14:00:04 +0000 admin http://debtsurvival.co.uk/blog/debt-management-plans-explained-3/ http://debtsurvival.co.uk/blog/debt-management-plans-explained-3/feed/ 0 http://debtsurvival.co.uk/blog/insolvency-solutions/ http://debtsurvival.co.uk/blog/insolvency-solutions/#comments Thu, 01 Dec 2011 01:00:53 +0000 admin http://debtsurvival.co.uk/blog/insolvency-solutions/ http://debtsurvival.co.uk/blog/insolvency-solutions/feed/ 0 http://debtsurvival.co.uk/blog/stages-of-an-iva/ http://debtsurvival.co.uk/blog/stages-of-an-iva/#comments Thu, 01 Dec 2011 01:00:49 +0000 admin http://debtsurvival.co.uk/blog/stages-of-an-iva/ http://debtsurvival.co.uk/blog/stages-of-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/insolvency/ http://debtsurvival.co.uk/blog/insolvency/#comments Thu, 01 Dec 2011 01:00:36 +0000 admin http://debtsurvival.co.uk/blog/insolvency/ http://debtsurvival.co.uk/blog/insolvency/feed/ 0 http://debtsurvival.co.uk/blog/overspending-debt-bills-and-income/ http://debtsurvival.co.uk/blog/overspending-debt-bills-and-income/#comments Tue, 29 Nov 2011 18:30:05 +0000 admin http://debtsurvival.co.uk/blog/overspending-debt-bills-and-income/ http://debtsurvival.co.uk/blog/overspending-debt-bills-and-income/feed/ 0 http://debtsurvival.co.uk/blog/reducing-creditor-harassment/ http://debtsurvival.co.uk/blog/reducing-creditor-harassment/#comments Tue, 22 Nov 2011 03:30:51 +0000 admin http://debtsurvival.co.uk/blog/reducing-creditor-harassment/ http://debtsurvival.co.uk/blog/reducing-creditor-harassment/feed/ 0 http://debtsurvival.co.uk/blog/how-insolvency-affects-you/ http://debtsurvival.co.uk/blog/how-insolvency-affects-you/#comments Thu, 03 Nov 2011 03:00:49 +0000 admin http://debtsurvival.co.uk/blog/how-insolvency-affects-you/ http://debtsurvival.co.uk/blog/how-insolvency-affects-you/feed/ 0 http://debtsurvival.co.uk/blog/3-easy-steps-to-deal-with-your-debts/ http://debtsurvival.co.uk/blog/3-easy-steps-to-deal-with-your-debts/#comments Mon, 31 Oct 2011 17:21:30 +0000 admin http://debtsurvival.co.uk/blog/?p=993 http://debtsurvival.co.uk/blog/3-easy-steps-to-deal-with-your-debts/feed/ 0 http://debtsurvival.co.uk/blog/iva-fourth-year-valuation/ http://debtsurvival.co.uk/blog/iva-fourth-year-valuation/#comments Mon, 31 Oct 2011 14:00:08 +0000 admin http://debtsurvival.co.uk/blog/iva-fourth-year-valuation/ http://debtsurvival.co.uk/blog/iva-fourth-year-valuation/feed/ 0 http://debtsurvival.co.uk/blog/personal-financial-advisor/ http://debtsurvival.co.uk/blog/personal-financial-advisor/#comments Thu, 27 Oct 2011 18:30:04 +0000 admin http://debtsurvival.co.uk/blog/personal-financial-advisor/ http://debtsurvival.co.uk/blog/personal-financial-advisor/feed/ 0 http://debtsurvival.co.uk/blog/bankruptcy-charging-order/ http://debtsurvival.co.uk/blog/bankruptcy-charging-order/#comments Tue, 25 Oct 2011 05:30:03 +0000 admin http://debtsurvival.co.uk/blog/bankruptcy-charging-order/ http://debtsurvival.co.uk/blog/bankruptcy-charging-order/feed/ 0 http://debtsurvival.co.uk/blog/winter-finances-and-debt/ http://debtsurvival.co.uk/blog/winter-finances-and-debt/#comments Fri, 21 Oct 2011 10:00:09 +0000 admin http://debtsurvival.co.uk/blog/winter-finances-and-debt/ http://debtsurvival.co.uk/blog/winter-finances-and-debt/feed/ 0 http://debtsurvival.co.uk/blog/does-debt-consolidation-work/ http://debtsurvival.co.uk/blog/does-debt-consolidation-work/#comments Tue, 18 Oct 2011 21:00:07 +0000 admin http://debtsurvival.co.uk/blog/does-debt-consolidation-work/ http://debtsurvival.co.uk/blog/does-debt-consolidation-work/feed/ 0 http://debtsurvival.co.uk/blog/things-to-avoid-in-an-iva/ http://debtsurvival.co.uk/blog/things-to-avoid-in-an-iva/#comments Tue, 18 Oct 2011 21:00:06 +0000 admin http://debtsurvival.co.uk/blog/things-to-avoid-in-an-iva/ http://debtsurvival.co.uk/blog/things-to-avoid-in-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/approving-or-rejecting-an-iva/ http://debtsurvival.co.uk/blog/approving-or-rejecting-an-iva/#comments Tue, 18 Oct 2011 21:00:04 +0000 admin http://debtsurvival.co.uk/blog/approving-or-rejecting-an-iva/ http://debtsurvival.co.uk/blog/approving-or-rejecting-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/loan-payments-for-40000-41000-42000-43000-and-44000/ http://debtsurvival.co.uk/blog/loan-payments-for-40000-41000-42000-43000-and-44000/#comments Thu, 13 Oct 2011 19:30:23 +0000 admin http://debtsurvival.co.uk/blog/loan-payments-for-40000-41000-42000-43000-and-44000/ http://debtsurvival.co.uk/blog/loan-payments-for-40000-41000-42000-43000-and-44000/feed/ 0 http://debtsurvival.co.uk/blog/loan-payments-for-35000-36000-37000-38000-and-39000/ http://debtsurvival.co.uk/blog/loan-payments-for-35000-36000-37000-38000-and-39000/#comments Thu, 13 Oct 2011 19:30:22 +0000 admin http://debtsurvival.co.uk/blog/loan-payments-for-35000-36000-37000-38000-and-39000/ http://debtsurvival.co.uk/blog/loan-payments-for-35000-36000-37000-38000-and-39000/feed/ 0 http://debtsurvival.co.uk/blog/loan-payments-for-30000-31000-32000-33000-and-34000/ http://debtsurvival.co.uk/blog/loan-payments-for-30000-31000-32000-33000-and-34000/#comments Thu, 13 Oct 2011 19:30:21 +0000 admin http://debtsurvival.co.uk/blog/loan-payments-for-30000-31000-32000-33000-and-34000/ http://debtsurvival.co.uk/blog/loan-payments-for-30000-31000-32000-33000-and-34000/feed/ 0 http://debtsurvival.co.uk/blog/loan-payments-for-25000-26000-27000-28000-and-29000/ http://debtsurvival.co.uk/blog/loan-payments-for-25000-26000-27000-28000-and-29000/#comments Thu, 13 Oct 2011 19:30:21 +0000 admin http://debtsurvival.co.uk/blog/loan-payments-for-25000-26000-27000-28000-and-29000/ http://debtsurvival.co.uk/blog/loan-payments-for-25000-26000-27000-28000-and-29000/feed/ 0 http://debtsurvival.co.uk/blog/loan-payments-for-20000-21000-22000-23000-and-24000/ http://debtsurvival.co.uk/blog/loan-payments-for-20000-21000-22000-23000-and-24000/#comments Thu, 13 Oct 2011 19:30:21 +0000 admin http://debtsurvival.co.uk/blog/loan-payments-for-20000-21000-22000-23000-and-24000/ http://debtsurvival.co.uk/blog/loan-payments-for-20000-21000-22000-23000-and-24000/feed/ 0 http://debtsurvival.co.uk/blog/loan-payments-for-15000-16000-17000-18000-and-19000/ http://debtsurvival.co.uk/blog/loan-payments-for-15000-16000-17000-18000-and-19000/#comments Thu, 13 Oct 2011 19:30:20 +0000 admin http://debtsurvival.co.uk/blog/loan-payments-for-15000-16000-17000-18000-and-19000/ http://debtsurvival.co.uk/blog/loan-payments-for-15000-16000-17000-18000-and-19000/feed/ 0 http://debtsurvival.co.uk/blog/loan-payments-for-10000-11000-12000-13000-and-14000/ http://debtsurvival.co.uk/blog/loan-payments-for-10000-11000-12000-13000-and-14000/#comments Thu, 13 Oct 2011 19:30:20 +0000 admin http://debtsurvival.co.uk/blog/loan-payments-for-10000-11000-12000-13000-and-14000/ http://debtsurvival.co.uk/blog/loan-payments-for-10000-11000-12000-13000-and-14000/feed/ 0 http://debtsurvival.co.uk/blog/loans-for-5000-6000-7000-8000-and-9000/ http://debtsurvival.co.uk/blog/loans-for-5000-6000-7000-8000-and-9000/#comments Thu, 13 Oct 2011 19:30:19 +0000 admin http://debtsurvival.co.uk/blog/loans-for-5000-6000-7000-8000-and-9000/ http://debtsurvival.co.uk/blog/loans-for-5000-6000-7000-8000-and-9000/feed/ 0 http://debtsurvival.co.uk/blog/10000-secured-loan/ http://debtsurvival.co.uk/blog/10000-secured-loan/#comments Thu, 13 Oct 2011 19:30:19 +0000 admin http://debtsurvival.co.uk/blog/10000-secured-loan/ http://debtsurvival.co.uk/blog/10000-secured-loan/feed/ 0 http://debtsurvival.co.uk/blog/15000-secured-loan/ http://debtsurvival.co.uk/blog/15000-secured-loan/#comments Thu, 13 Oct 2011 19:30:18 +0000 admin http://debtsurvival.co.uk/blog/15000-secured-loan/ http://debtsurvival.co.uk/blog/15000-secured-loan/feed/ 0 http://debtsurvival.co.uk/blog/20000-secured-loan/ http://debtsurvival.co.uk/blog/20000-secured-loan/#comments Thu, 13 Oct 2011 19:30:17 +0000 admin http://debtsurvival.co.uk/blog/20000-secured-loan/ http://debtsurvival.co.uk/blog/20000-secured-loan/feed/ 0 http://debtsurvival.co.uk/blog/debt-help-get-online-debt-help-advice/ http://debtsurvival.co.uk/blog/debt-help-get-online-debt-help-advice/#comments Thu, 13 Oct 2011 19:30:16 +0000 admin http://debtsurvival.co.uk/blog/debt-help-get-online-debt-help-advice/ http://debtsurvival.co.uk/blog/debt-help-get-online-debt-help-advice/feed/ 0 http://debtsurvival.co.uk/blog/debt-test-free-online-debt-test/ http://debtsurvival.co.uk/blog/debt-test-free-online-debt-test/#comments Thu, 13 Oct 2011 19:30:15 +0000 admin http://debtsurvival.co.uk/blog/debt-test-free-online-debt-test/ http://debtsurvival.co.uk/blog/debt-test-free-online-debt-test/feed/ 0 http://debtsurvival.co.uk/blog/debt-help-for-5000-6000-7000-8000-and-9000/ http://debtsurvival.co.uk/blog/debt-help-for-5000-6000-7000-8000-and-9000/#comments Thu, 13 Oct 2011 19:30:15 +0000 admin http://debtsurvival.co.uk/blog/debt-help-for-5000-6000-7000-8000-and-9000/ http://debtsurvival.co.uk/blog/debt-help-for-5000-6000-7000-8000-and-9000/feed/ 0 http://debtsurvival.co.uk/blog/debt-help-for-10000-11000-12000-13000-and-14000/ http://debtsurvival.co.uk/blog/debt-help-for-10000-11000-12000-13000-and-14000/#comments Thu, 13 Oct 2011 19:30:14 +0000 admin http://debtsurvival.co.uk/blog/debt-help-for-10000-11000-12000-13000-and-14000/ http://debtsurvival.co.uk/blog/debt-help-for-10000-11000-12000-13000-and-14000/feed/ 0 http://debtsurvival.co.uk/blog/debt-help-for-15000-16000-17000-18000-and-19000/ http://debtsurvival.co.uk/blog/debt-help-for-15000-16000-17000-18000-and-19000/#comments Thu, 13 Oct 2011 19:30:13 +0000 admin http://debtsurvival.co.uk/blog/debt-help-for-15000-16000-17000-18000-and-19000/ http://debtsurvival.co.uk/blog/debt-help-for-15000-16000-17000-18000-and-19000/feed/ 0 http://debtsurvival.co.uk/blog/debt-help-for-20000-21000-22000-23000-and-24000/ http://debtsurvival.co.uk/blog/debt-help-for-20000-21000-22000-23000-and-24000/#comments Thu, 13 Oct 2011 19:30:11 +0000 admin http://debtsurvival.co.uk/blog/debt-help-for-20000-21000-22000-23000-and-24000/ http://debtsurvival.co.uk/blog/debt-help-for-20000-21000-22000-23000-and-24000/feed/ 0 http://debtsurvival.co.uk/blog/debt-help-for-25000-26000-27000-28000-and-29000/ http://debtsurvival.co.uk/blog/debt-help-for-25000-26000-27000-28000-and-29000/#comments Thu, 13 Oct 2011 19:30:10 +0000 admin http://debtsurvival.co.uk/blog/debt-help-for-25000-26000-27000-28000-and-29000/ http://debtsurvival.co.uk/blog/debt-help-for-25000-26000-27000-28000-and-29000/feed/ 0 http://debtsurvival.co.uk/blog/debt-help-for-40000-to-44000/ http://debtsurvival.co.uk/blog/debt-help-for-40000-to-44000/#comments Thu, 13 Oct 2011 19:30:09 +0000 admin http://debtsurvival.co.uk/blog/debt-help-for-40000-to-44000/ http://debtsurvival.co.uk/blog/debt-help-for-40000-to-44000/feed/ 0 http://debtsurvival.co.uk/blog/mortgage-payments-for-110000-120000-130000-140000-and-150000/ http://debtsurvival.co.uk/blog/mortgage-payments-for-110000-120000-130000-140000-and-150000/#comments Thu, 13 Oct 2011 19:30:05 +0000 admin http://debtsurvival.co.uk/blog/mortgage-payments-for-110000-120000-130000-140000-and-150000/ http://debtsurvival.co.uk/blog/mortgage-payments-for-110000-120000-130000-140000-and-150000/feed/ 0 http://debtsurvival.co.uk/blog/budgeting-and-debt/ http://debtsurvival.co.uk/blog/budgeting-and-debt/#comments Wed, 12 Oct 2011 13:00:08 +0000 admin http://debtsurvival.co.uk/blog/budgeting-and-debt/ http://debtsurvival.co.uk/blog/budgeting-and-debt/feed/ 0 http://debtsurvival.co.uk/blog/debt-management-debt-freedom/ http://debtsurvival.co.uk/blog/debt-management-debt-freedom/#comments Tue, 11 Oct 2011 06:30:04 +0000 admin http://debtsurvival.co.uk/blog/debt-management-debt-freedom/ http://debtsurvival.co.uk/blog/debt-management-debt-freedom/feed/ 0 http://debtsurvival.co.uk/blog/debt-management-or-an-iva/ http://debtsurvival.co.uk/blog/debt-management-or-an-iva/#comments Tue, 11 Oct 2011 06:30:03 +0000 admin http://debtsurvival.co.uk/blog/debt-management-or-an-iva/ http://debtsurvival.co.uk/blog/debt-management-or-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/iva-payments/ http://debtsurvival.co.uk/blog/iva-payments/#comments Mon, 03 Oct 2011 15:30:04 +0000 admin http://debtsurvival.co.uk/blog/iva-payments/ http://debtsurvival.co.uk/blog/iva-payments/feed/ 0 http://debtsurvival.co.uk/blog/personal-insolvency-options/ http://debtsurvival.co.uk/blog/personal-insolvency-options/#comments Sat, 01 Oct 2011 02:30:07 +0000 admin http://debtsurvival.co.uk/blog/personal-insolvency-options/ http://debtsurvival.co.uk/blog/personal-insolvency-options/feed/ 0 http://debtsurvival.co.uk/blog/insolvency-joint-debt/ http://debtsurvival.co.uk/blog/insolvency-joint-debt/#comments Thu, 29 Sep 2011 20:00:12 +0000 admin http://debtsurvival.co.uk/blog/insolvency-joint-debt/ http://debtsurvival.co.uk/blog/insolvency-joint-debt/feed/ 0 http://debtsurvival.co.uk/blog/how-much-will-an-individual-voluntary-arrangement-cost/ http://debtsurvival.co.uk/blog/how-much-will-an-individual-voluntary-arrangement-cost/#comments Thu, 29 Sep 2011 20:00:11 +0000 admin http://debtsurvival.co.uk/blog/how-much-will-an-individual-voluntary-arrangement-cost/ http://debtsurvival.co.uk/blog/how-much-will-an-individual-voluntary-arrangement-cost/feed/ 0 http://debtsurvival.co.uk/blog/banking-iva/ http://debtsurvival.co.uk/blog/banking-iva/#comments Thu, 29 Sep 2011 20:00:10 +0000 admin http://debtsurvival.co.uk/blog/banking-iva/ http://debtsurvival.co.uk/blog/banking-iva/feed/ 0 http://debtsurvival.co.uk/blog/iva-confidential/ http://debtsurvival.co.uk/blog/iva-confidential/#comments Thu, 29 Sep 2011 20:00:10 +0000 admin http://debtsurvival.co.uk/blog/iva-confidential/ http://debtsurvival.co.uk/blog/iva-confidential/feed/ 0 http://debtsurvival.co.uk/blog/iva-lump-sum-iva-redundancy/ http://debtsurvival.co.uk/blog/iva-lump-sum-iva-redundancy/#comments Thu, 29 Sep 2011 20:00:09 +0000 admin http://debtsurvival.co.uk/blog/iva-lump-sum-iva-redundancy/ http://debtsurvival.co.uk/blog/iva-lump-sum-iva-redundancy/feed/ 0 http://debtsurvival.co.uk/blog/personal-debts-creditors/ http://debtsurvival.co.uk/blog/personal-debts-creditors/#comments Thu, 29 Sep 2011 20:00:08 +0000 admin http://debtsurvival.co.uk/blog/personal-debts-creditors/ http://debtsurvival.co.uk/blog/personal-debts-creditors/feed/ 0 http://debtsurvival.co.uk/blog/debt-management-plan-guide/ http://debtsurvival.co.uk/blog/debt-management-plan-guide/#comments Thu, 29 Sep 2011 20:00:04 +0000 admin http://debtsurvival.co.uk/blog/debt-management-plan-guide/ http://debtsurvival.co.uk/blog/debt-management-plan-guide/feed/ 0 http://debtsurvival.co.uk/blog/iva-credit-rating/ http://debtsurvival.co.uk/blog/iva-credit-rating/#comments Mon, 05 Sep 2011 17:30:05 +0000 admin http://debtsurvival.co.uk/blog/iva-credit-rating/ http://debtsurvival.co.uk/blog/iva-credit-rating/feed/ 0 http://debtsurvival.co.uk/blog/my-income-in-an-iva/ http://debtsurvival.co.uk/blog/my-income-in-an-iva/#comments Mon, 05 Sep 2011 17:30:05 +0000 admin http://debtsurvival.co.uk/blog/my-income-in-an-iva/ http://debtsurvival.co.uk/blog/my-income-in-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/credit-card-bills/ http://debtsurvival.co.uk/blog/credit-card-bills/#comments Mon, 05 Sep 2011 17:30:04 +0000 admin http://debtsurvival.co.uk/blog/credit-card-bills/ http://debtsurvival.co.uk/blog/credit-card-bills/feed/ 0 http://debtsurvival.co.uk/blog/student-loan-interest-increases-%e2%80%93-what-you-need-to-know/ http://debtsurvival.co.uk/blog/student-loan-interest-increases-%e2%80%93-what-you-need-to-know/#comments Thu, 18 Aug 2011 23:00:18 +0000 admin http://debtsurvival.co.uk/blog/student-loan-interest-increases-%e2%80%93-what-you-need-to-know/ http://debtsurvival.co.uk/blog/student-loan-interest-increases-%e2%80%93-what-you-need-to-know/feed/ 0 http://debtsurvival.co.uk/blog/teach-yourself-about-ivas-part-one/ http://debtsurvival.co.uk/blog/teach-yourself-about-ivas-part-one/#comments Wed, 17 Aug 2011 17:00:04 +0000 admin http://debtsurvival.co.uk/blog/teach-yourself-about-ivas-part-one/ http://debtsurvival.co.uk/blog/teach-yourself-about-ivas-part-one/feed/ 0 http://debtsurvival.co.uk/blog/citizens-advive/ http://debtsurvival.co.uk/blog/citizens-advive/#comments Wed, 17 Aug 2011 13:38:28 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=943 http://debtsurvival.co.uk/blog/citizens-advive/feed/ 0 http://debtsurvival.co.uk/blog/citizens-advice-debt-advice/ http://debtsurvival.co.uk/blog/citizens-advice-debt-advice/#comments Wed, 17 Aug 2011 11:41:14 +0000 admin http://debtsurvival.co.uk/blog/?p=933 http://debtsurvival.co.uk/blog/citizens-advice-debt-advice/feed/ 0 http://debtsurvival.co.uk/blog/citizens-advice-ni/ http://debtsurvival.co.uk/blog/citizens-advice-ni/#comments Wed, 17 Aug 2011 11:33:13 +0000 admin http://debtsurvival.co.uk/blog/?p=929 http://debtsurvival.co.uk/blog/citizens-advice-ni/feed/ 0 http://debtsurvival.co.uk/blog/citizens-advice-carlisle/ http://debtsurvival.co.uk/blog/citizens-advice-carlisle/#comments Wed, 17 Aug 2011 11:20:46 +0000 admin http://debtsurvival.co.uk/blog/?p=920 http://debtsurvival.co.uk/blog/citizens-advice-carlisle/feed/ 0 http://debtsurvival.co.uk/blog/citizens-advice-milton-keynes/ http://debtsurvival.co.uk/blog/citizens-advice-milton-keynes/#comments Wed, 17 Aug 2011 11:11:34 +0000 admin http://debtsurvival.co.uk/blog/?p=915 http://debtsurvival.co.uk/blog/citizens-advice-milton-keynes/feed/ 0 http://debtsurvival.co.uk/blog/citizens-advice-basildon/ http://debtsurvival.co.uk/blog/citizens-advice-basildon/#comments Wed, 17 Aug 2011 11:01:26 +0000 admin http://debtsurvival.co.uk/blog/?p=910 http://debtsurvival.co.uk/blog/citizens-advice-basildon/feed/ 0 http://debtsurvival.co.uk/blog/getting-approval-for-an-individual-voluntary-arrangement/ http://debtsurvival.co.uk/blog/getting-approval-for-an-individual-voluntary-arrangement/#comments Tue, 16 Aug 2011 10:30:07 +0000 admin http://debtsurvival.co.uk/blog/getting-approval-for-an-individual-voluntary-arrangement/ http://debtsurvival.co.uk/blog/getting-approval-for-an-individual-voluntary-arrangement/feed/ 0 http://debtsurvival.co.uk/blog/comparing-an-iva-with-bankruptcy/ http://debtsurvival.co.uk/blog/comparing-an-iva-with-bankruptcy/#comments Tue, 16 Aug 2011 10:30:06 +0000 admin http://debtsurvival.co.uk/blog/comparing-an-iva-with-bankruptcy/ http://debtsurvival.co.uk/blog/comparing-an-iva-with-bankruptcy/feed/ 0 http://debtsurvival.co.uk/blog/why-should-creditors-be-able-to-claim-my-property/ http://debtsurvival.co.uk/blog/why-should-creditors-be-able-to-claim-my-property/#comments Thu, 11 Aug 2011 09:00:25 +0000 admin http://debtsurvival.co.uk/blog/why-should-creditors-be-able-to-claim-my-property/ http://debtsurvival.co.uk/blog/why-should-creditors-be-able-to-claim-my-property/feed/ 0 http://debtsurvival.co.uk/blog/students-face-debt-crisis/ http://debtsurvival.co.uk/blog/students-face-debt-crisis/#comments Thu, 11 Aug 2011 09:00:23 +0000 admin http://debtsurvival.co.uk/blog/students-face-debt-crisis/ http://debtsurvival.co.uk/blog/students-face-debt-crisis/feed/ 0 http://debtsurvival.co.uk/blog/the-facts-about-debt-management-plans/ http://debtsurvival.co.uk/blog/the-facts-about-debt-management-plans/#comments Wed, 10 Aug 2011 02:30:33 +0000 admin http://debtsurvival.co.uk/blog/the-facts-about-debt-management-plans/ http://debtsurvival.co.uk/blog/the-facts-about-debt-management-plans/feed/ 0 http://debtsurvival.co.uk/blog/different-types-of-personal-debts/ http://debtsurvival.co.uk/blog/different-types-of-personal-debts/#comments Mon, 08 Aug 2011 20:12:45 +0000 admin http://debtsurvival.co.uk/blog/different-types-of-personal-debts/ http://debtsurvival.co.uk/blog/different-types-of-personal-debts/feed/ 0 http://debtsurvival.co.uk/blog/going-from-owing-to-owning/ http://debtsurvival.co.uk/blog/going-from-owing-to-owning/#comments Mon, 08 Aug 2011 20:04:53 +0000 admin http://debtsurvival.co.uk/blog/going-from-owing-to-owning/ http://debtsurvival.co.uk/blog/going-from-owing-to-owning/feed/ 0 http://debtsurvival.co.uk/blog/august-update/ http://debtsurvival.co.uk/blog/august-update/#comments Tue, 02 Aug 2011 12:00:38 +0000 admin http://debtsurvival.co.uk/blog/august-update/ http://debtsurvival.co.uk/blog/august-update/feed/ 0 http://debtsurvival.co.uk/blog/getting-out-of-debt/ http://debtsurvival.co.uk/blog/getting-out-of-debt/#comments Mon, 25 Jul 2011 21:30:16 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=855 http://debtsurvival.co.uk/blog/getting-out-of-debt/feed/ 0 http://debtsurvival.co.uk/blog/overdraft-request-rejection/ http://debtsurvival.co.uk/blog/overdraft-request-rejection/#comments Sun, 24 Jul 2011 15:35:25 +0000 admin http://debtsurvival.co.uk/blog/overdraft-request-rejection/ http://debtsurvival.co.uk/blog/overdraft-request-rejection/feed/ 0 http://debtsurvival.co.uk/blog/july-update/ http://debtsurvival.co.uk/blog/july-update/#comments Sun, 24 Jul 2011 15:35:25 +0000 admin http://debtsurvival.co.uk/blog/july-update/ http://debtsurvival.co.uk/blog/july-update/feed/ 0 http://debtsurvival.co.uk/blog/how-not-having-an-emergency-fund-can-leave-you-clutching-at-straws/ http://debtsurvival.co.uk/blog/how-not-having-an-emergency-fund-can-leave-you-clutching-at-straws/#comments Sun, 24 Jul 2011 15:35:24 +0000 admin http://debtsurvival.co.uk/blog/how-not-having-an-emergency-fund-can-leave-you-clutching-at-straws/ http://debtsurvival.co.uk/blog/how-not-having-an-emergency-fund-can-leave-you-clutching-at-straws/feed/ 0 http://debtsurvival.co.uk/blog/5-top-money-saving-tips-for-festivals/ http://debtsurvival.co.uk/blog/5-top-money-saving-tips-for-festivals/#comments Sun, 24 Jul 2011 15:35:23 +0000 admin http://debtsurvival.co.uk/blog/5-top-money-saving-tips-for-festivals/ http://debtsurvival.co.uk/blog/5-top-money-saving-tips-for-festivals/feed/ 0 http://debtsurvival.co.uk/blog/under-the-penalty-of-debt/ http://debtsurvival.co.uk/blog/under-the-penalty-of-debt/#comments Sun, 24 Jul 2011 15:35:20 +0000 admin http://debtsurvival.co.uk/blog/under-the-penalty-of-debt/ http://debtsurvival.co.uk/blog/under-the-penalty-of-debt/feed/ 0 http://debtsurvival.co.uk/blog/paying-off-debts-with-a-debt-management-plan/ http://debtsurvival.co.uk/blog/paying-off-debts-with-a-debt-management-plan/#comments Sun, 24 Jul 2011 15:35:19 +0000 admin http://debtsurvival.co.uk/blog/paying-off-debts-with-a-debt-management-plan/ http://debtsurvival.co.uk/blog/paying-off-debts-with-a-debt-management-plan/feed/ 0 http://debtsurvival.co.uk/blog/solving-personal-debt-problems-with-support-from-the-european-union/ http://debtsurvival.co.uk/blog/solving-personal-debt-problems-with-support-from-the-european-union/#comments Sun, 24 Jul 2011 15:35:19 +0000 admin http://debtsurvival.co.uk/blog/solving-personal-debt-problems-with-support-from-the-european-union/ http://debtsurvival.co.uk/blog/solving-personal-debt-problems-with-support-from-the-european-union/feed/ 0 http://debtsurvival.co.uk/blog/bankruptcy-term-in-ireland/ http://debtsurvival.co.uk/blog/bankruptcy-term-in-ireland/#comments Sun, 24 Jul 2011 15:35:18 +0000 admin http://debtsurvival.co.uk/blog/bankruptcy-term-in-ireland/ http://debtsurvival.co.uk/blog/bankruptcy-term-in-ireland/feed/ 0 http://debtsurvival.co.uk/blog/payment-protection-insurance-claims-and-ivas/ http://debtsurvival.co.uk/blog/payment-protection-insurance-claims-and-ivas/#comments Sun, 24 Jul 2011 15:35:18 +0000 admin http://debtsurvival.co.uk/blog/payment-protection-insurance-claims-and-ivas/ http://debtsurvival.co.uk/blog/payment-protection-insurance-claims-and-ivas/feed/ 0 http://debtsurvival.co.uk/blog/repaying-debts-using-a-debt-management-plan/ http://debtsurvival.co.uk/blog/repaying-debts-using-a-debt-management-plan/#comments Sun, 24 Jul 2011 15:35:17 +0000 admin http://debtsurvival.co.uk/blog/repaying-debts-using-a-debt-management-plan/ http://debtsurvival.co.uk/blog/repaying-debts-using-a-debt-management-plan/feed/ 0 http://debtsurvival.co.uk/blog/help-for-people-suffering-with-personal-debt/ http://debtsurvival.co.uk/blog/help-for-people-suffering-with-personal-debt/#comments Sun, 24 Jul 2011 15:35:17 +0000 admin http://debtsurvival.co.uk/blog/help-for-people-suffering-with-personal-debt/ http://debtsurvival.co.uk/blog/help-for-people-suffering-with-personal-debt/feed/ 0 http://debtsurvival.co.uk/blog/downsides-of-debt-consolidation/ http://debtsurvival.co.uk/blog/downsides-of-debt-consolidation/#comments Sun, 24 Jul 2011 15:35:16 +0000 admin http://debtsurvival.co.uk/blog/downsides-of-debt-consolidation/ http://debtsurvival.co.uk/blog/downsides-of-debt-consolidation/feed/ 0 http://debtsurvival.co.uk/blog/insolvency-process-dodgy-transactions-antecedent-transaction-and-transaction-at-an-undervalue/ http://debtsurvival.co.uk/blog/insolvency-process-dodgy-transactions-antecedent-transaction-and-transaction-at-an-undervalue/#comments Sun, 24 Jul 2011 15:35:15 +0000 admin http://debtsurvival.co.uk/blog/insolvency-process-dodgy-transactions-antecedent-transaction-and-transaction-at-an-undervalue/ http://debtsurvival.co.uk/blog/insolvency-process-dodgy-transactions-antecedent-transaction-and-transaction-at-an-undervalue/feed/ 0 http://debtsurvival.co.uk/blog/dealing-with-personal-debt/ http://debtsurvival.co.uk/blog/dealing-with-personal-debt/#comments Sun, 24 Jul 2011 15:35:12 +0000 admin http://debtsurvival.co.uk/blog/dealing-with-personal-debt/ http://debtsurvival.co.uk/blog/dealing-with-personal-debt/feed/ 0 http://debtsurvival.co.uk/blog/debt-advice-line/ http://debtsurvival.co.uk/blog/debt-advice-line/#comments Tue, 19 Jul 2011 10:21:49 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=822 http://debtsurvival.co.uk/blog/debt-advice-line/feed/ 0 http://debtsurvival.co.uk/blog/national-debt-line/ http://debtsurvival.co.uk/blog/national-debt-line/#comments Tue, 19 Jul 2011 10:14:52 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=734 http://debtsurvival.co.uk/blog/national-debt-line/feed/ 0 http://debtsurvival.co.uk/blog/national-debt-helpline/ http://debtsurvival.co.uk/blog/national-debt-helpline/#comments Mon, 18 Jul 2011 21:27:37 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=730 http://debtsurvival.co.uk/blog/national-debt-helpline/feed/ 0 http://debtsurvival.co.uk/blog/business-debt-line/ http://debtsurvival.co.uk/blog/business-debt-line/#comments Mon, 18 Jul 2011 21:23:42 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=727 http://debtsurvival.co.uk/blog/business-debt-line/feed/ 0 http://debtsurvival.co.uk/blog/help-with-debt/ http://debtsurvival.co.uk/blog/help-with-debt/#comments Tue, 14 Jun 2011 18:09:11 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=627 http://debtsurvival.co.uk/blog/help-with-debt/feed/ 0 http://debtsurvival.co.uk/blog/advice-on-debt/ http://debtsurvival.co.uk/blog/advice-on-debt/#comments Tue, 14 Jun 2011 17:08:14 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=618 http://debtsurvival.co.uk/blog/advice-on-debt/feed/ 0 http://debtsurvival.co.uk/blog/why-sell-and-rent-back-sarb/ http://debtsurvival.co.uk/blog/why-sell-and-rent-back-sarb/#comments Sun, 05 Jun 2011 11:38:27 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=476 http://debtsurvival.co.uk/blog/why-sell-and-rent-back-sarb/feed/ 0 http://debtsurvival.co.uk/blog/alternatives-to-sale-and-rent-back-schemes-sarbs/ http://debtsurvival.co.uk/blog/alternatives-to-sale-and-rent-back-schemes-sarbs/#comments Sun, 05 Jun 2011 11:34:08 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=472 http://debtsurvival.co.uk/blog/alternatives-to-sale-and-rent-back-schemes-sarbs/feed/ 0 http://debtsurvival.co.uk/blog/sale-and-rent-back-sarb/ http://debtsurvival.co.uk/blog/sale-and-rent-back-sarb/#comments Sun, 05 Jun 2011 10:55:06 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=467 http://debtsurvival.co.uk/blog/sale-and-rent-back-sarb/feed/ 0 http://debtsurvival.co.uk/blog/debt-management-plans-explained-2/ http://debtsurvival.co.uk/blog/debt-management-plans-explained-2/#comments Sat, 04 Jun 2011 22:10:56 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=446 http://debtsurvival.co.uk/blog/debt-management-plans-explained-2/feed/ 0 http://debtsurvival.co.uk/blog/debt-experts-warning-over-rising-bankruptcy-costs/ http://debtsurvival.co.uk/blog/debt-experts-warning-over-rising-bankruptcy-costs/#comments Sat, 04 Jun 2011 21:59:51 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=443 http://debtsurvival.co.uk/blog/debt-experts-warning-over-rising-bankruptcy-costs/feed/ 0 http://debtsurvival.co.uk/blog/are-you-facing-debt-issues-or-problems/ http://debtsurvival.co.uk/blog/are-you-facing-debt-issues-or-problems/#comments Sat, 04 Jun 2011 18:30:29 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=441 http://debtsurvival.co.uk/blog/are-you-facing-debt-issues-or-problems/feed/ 0 http://debtsurvival.co.uk/blog/things-to-do-and-things-not-to-do-when-in-debt/ http://debtsurvival.co.uk/blog/things-to-do-and-things-not-to-do-when-in-debt/#comments Sat, 04 Jun 2011 14:24:15 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=428 http://debtsurvival.co.uk/blog/things-to-do-and-things-not-to-do-when-in-debt/feed/ 0 http://debtsurvival.co.uk/blog/help-with-debt-problems/ http://debtsurvival.co.uk/blog/help-with-debt-problems/#comments Sat, 04 Jun 2011 13:21:13 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=327 http://debtsurvival.co.uk/blog/help-with-debt-problems/feed/ 0 http://debtsurvival.co.uk/blog/been-contacted-by-a-debt-collector/ http://debtsurvival.co.uk/blog/been-contacted-by-a-debt-collector/#comments Sat, 04 Jun 2011 12:19:47 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=321 http://debtsurvival.co.uk/blog/been-contacted-by-a-debt-collector/feed/ 0 http://debtsurvival.co.uk/blog/oft-debt-collection-guidance/ http://debtsurvival.co.uk/blog/oft-debt-collection-guidance/#comments Sat, 04 Jun 2011 12:05:20 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=319 http://debtsurvival.co.uk/blog/oft-debt-collection-guidance/feed/ 0 http://debtsurvival.co.uk/blog/debt-collectors-the-law-and-how-to-deal-with-them/ http://debtsurvival.co.uk/blog/debt-collectors-the-law-and-how-to-deal-with-them/#comments Sat, 04 Jun 2011 10:13:15 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=297 http://debtsurvival.co.uk/blog/debt-collectors-the-law-and-how-to-deal-with-them/feed/ 0 http://debtsurvival.co.uk/blog/pension-age/ http://debtsurvival.co.uk/blog/pension-age/#comments Fri, 03 Jun 2011 17:09:25 +0000 admin http://debtsurvival.co.uk/blog/pension-age/ http://debtsurvival.co.uk/blog/pension-age/feed/ 0 http://debtsurvival.co.uk/blog/crash-bang-wallop-what-a-profit/ http://debtsurvival.co.uk/blog/crash-bang-wallop-what-a-profit/#comments Fri, 03 Jun 2011 17:09:24 +0000 admin http://debtsurvival.co.uk/blog/crash-bang-wallop-what-a-profit/ http://debtsurvival.co.uk/blog/crash-bang-wallop-what-a-profit/feed/ 0 http://debtsurvival.co.uk/blog/standing-on-ceremony-or-directing-with-orders/ http://debtsurvival.co.uk/blog/standing-on-ceremony-or-directing-with-orders/#comments Fri, 03 Jun 2011 17:09:23 +0000 admin http://debtsurvival.co.uk/blog/standing-on-ceremony-or-directing-with-orders/ http://debtsurvival.co.uk/blog/standing-on-ceremony-or-directing-with-orders/feed/ 0 http://debtsurvival.co.uk/blog/inflated-importance/ http://debtsurvival.co.uk/blog/inflated-importance/#comments Fri, 03 Jun 2011 17:09:23 +0000 admin http://debtsurvival.co.uk/blog/inflated-importance/ http://debtsurvival.co.uk/blog/inflated-importance/feed/ 0 http://debtsurvival.co.uk/blog/show-me-the-money/ http://debtsurvival.co.uk/blog/show-me-the-money/#comments Fri, 03 Jun 2011 17:09:22 +0000 admin http://debtsurvival.co.uk/blog/show-me-the-money/ http://debtsurvival.co.uk/blog/show-me-the-money/feed/ 0 http://debtsurvival.co.uk/blog/learning-the-financial-ropes-after-divorce/ http://debtsurvival.co.uk/blog/learning-the-financial-ropes-after-divorce/#comments Fri, 03 Jun 2011 17:09:21 +0000 admin http://debtsurvival.co.uk/blog/learning-the-financial-ropes-after-divorce/ http://debtsurvival.co.uk/blog/learning-the-financial-ropes-after-divorce/feed/ 0 http://debtsurvival.co.uk/blog/using-willpower-in-the-face-of-temptation/ http://debtsurvival.co.uk/blog/using-willpower-in-the-face-of-temptation/#comments Fri, 03 Jun 2011 17:09:21 +0000 admin http://debtsurvival.co.uk/blog/using-willpower-in-the-face-of-temptation/ http://debtsurvival.co.uk/blog/using-willpower-in-the-face-of-temptation/feed/ 0 http://debtsurvival.co.uk/blog/may-update/ http://debtsurvival.co.uk/blog/may-update/#comments Fri, 03 Jun 2011 17:09:20 +0000 admin http://debtsurvival.co.uk/blog/may-update/ http://debtsurvival.co.uk/blog/may-update/feed/ 0 http://debtsurvival.co.uk/blog/top-tips-penny-pinching-at-the-pump/ http://debtsurvival.co.uk/blog/top-tips-penny-pinching-at-the-pump/#comments Fri, 03 Jun 2011 17:09:20 +0000 admin http://debtsurvival.co.uk/blog/top-tips-penny-pinching-at-the-pump/ http://debtsurvival.co.uk/blog/top-tips-penny-pinching-at-the-pump/feed/ 0 http://debtsurvival.co.uk/blog/debt-advice-in-bolton/ http://debtsurvival.co.uk/blog/debt-advice-in-bolton/#comments Fri, 03 Jun 2011 17:09:19 +0000 admin http://debtsurvival.co.uk/blog/debt-advice-in-bolton/ http://debtsurvival.co.uk/blog/debt-advice-in-bolton/feed/ 0 http://debtsurvival.co.uk/blog/debt-advice/ http://debtsurvival.co.uk/blog/debt-advice/#comments Fri, 03 Jun 2011 17:09:18 +0000 admin http://debtsurvival.co.uk/blog/debt-advice/ http://debtsurvival.co.uk/blog/debt-advice/feed/ 0 http://debtsurvival.co.uk/blog/settling-debts-in-an-individual-voluntary-arrangement/ http://debtsurvival.co.uk/blog/settling-debts-in-an-individual-voluntary-arrangement/#comments Fri, 03 Jun 2011 16:57:17 +0000 admin http://debtsurvival.co.uk/blog/settling-debts-in-an-individual-voluntary-arrangement/ http://debtsurvival.co.uk/blog/settling-debts-in-an-individual-voluntary-arrangement/feed/ 0 http://debtsurvival.co.uk/blog/difficulties-to-the-irish-government-relating-to-credit-card-debt/ http://debtsurvival.co.uk/blog/difficulties-to-the-irish-government-relating-to-credit-card-debt/#comments Fri, 03 Jun 2011 16:57:17 +0000 admin http://debtsurvival.co.uk/blog/difficulties-to-the-irish-government-relating-to-credit-card-debt/ http://debtsurvival.co.uk/blog/difficulties-to-the-irish-government-relating-to-credit-card-debt/feed/ 0 http://debtsurvival.co.uk/blog/choices-for-people-in-debt-and-the-creditors/ http://debtsurvival.co.uk/blog/choices-for-people-in-debt-and-the-creditors/#comments Fri, 03 Jun 2011 16:57:16 +0000 admin http://debtsurvival.co.uk/blog/choices-for-people-in-debt-and-the-creditors/ http://debtsurvival.co.uk/blog/choices-for-people-in-debt-and-the-creditors/feed/ 0 http://debtsurvival.co.uk/blog/can-debt-consolidation-really-work/ http://debtsurvival.co.uk/blog/can-debt-consolidation-really-work/#comments Fri, 03 Jun 2011 16:57:16 +0000 admin http://debtsurvival.co.uk/blog/can-debt-consolidation-really-work/ http://debtsurvival.co.uk/blog/can-debt-consolidation-really-work/feed/ 0 http://debtsurvival.co.uk/blog/having-a-baby-and-insolvency/ http://debtsurvival.co.uk/blog/having-a-baby-and-insolvency/#comments Fri, 03 Jun 2011 16:57:15 +0000 admin http://debtsurvival.co.uk/blog/having-a-baby-and-insolvency/ http://debtsurvival.co.uk/blog/having-a-baby-and-insolvency/feed/ 0 http://debtsurvival.co.uk/blog/can-an-iva-have-an-impact-on-my-mortgage/ http://debtsurvival.co.uk/blog/can-an-iva-have-an-impact-on-my-mortgage/#comments Fri, 03 Jun 2011 16:57:15 +0000 admin http://debtsurvival.co.uk/blog/can-an-iva-have-an-impact-on-my-mortgage/ http://debtsurvival.co.uk/blog/can-an-iva-have-an-impact-on-my-mortgage/feed/ 0 http://debtsurvival.co.uk/blog/legislation-for-bankruptcy-in-the-western-world/ http://debtsurvival.co.uk/blog/legislation-for-bankruptcy-in-the-western-world/#comments Fri, 03 Jun 2011 16:57:14 +0000 admin http://debtsurvival.co.uk/blog/legislation-for-bankruptcy-in-the-western-world/ http://debtsurvival.co.uk/blog/legislation-for-bankruptcy-in-the-western-world/feed/ 0 http://debtsurvival.co.uk/blog/problems-for-irish-mortgage-holders/ http://debtsurvival.co.uk/blog/problems-for-irish-mortgage-holders/#comments Fri, 03 Jun 2011 16:57:14 +0000 admin http://debtsurvival.co.uk/blog/problems-for-irish-mortgage-holders/ http://debtsurvival.co.uk/blog/problems-for-irish-mortgage-holders/feed/ 0 http://debtsurvival.co.uk/blog/three-perspectives-on-an-iva/ http://debtsurvival.co.uk/blog/three-perspectives-on-an-iva/#comments Fri, 03 Jun 2011 16:57:13 +0000 admin http://debtsurvival.co.uk/blog/three-perspectives-on-an-iva/ http://debtsurvival.co.uk/blog/three-perspectives-on-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/buy-to-let-in-an-iva-or-bankruptcy/ http://debtsurvival.co.uk/blog/buy-to-let-in-an-iva-or-bankruptcy/#comments Fri, 03 Jun 2011 16:57:13 +0000 admin http://debtsurvival.co.uk/blog/buy-to-let-in-an-iva-or-bankruptcy/ http://debtsurvival.co.uk/blog/buy-to-let-in-an-iva-or-bankruptcy/feed/ 0 http://debtsurvival.co.uk/blog/definition-of-bankruptcy/ http://debtsurvival.co.uk/blog/definition-of-bankruptcy/#comments Fri, 03 Jun 2011 13:10:06 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=134 http://debtsurvival.co.uk/blog/definition-of-bankruptcy/feed/ 0 http://debtsurvival.co.uk/blog/iva-individual-voluntary-arrangements/ http://debtsurvival.co.uk/blog/iva-individual-voluntary-arrangements/#comments Fri, 03 Jun 2011 11:26:29 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=129 http://debtsurvival.co.uk/blog/iva-individual-voluntary-arrangements/feed/ 1 http://debtsurvival.co.uk/blog/bankruptcy-explained/ http://debtsurvival.co.uk/blog/bankruptcy-explained/#comments Fri, 03 Jun 2011 11:19:54 +0000 AlanBrown http://debtsurvival.co.uk/blog/?p=121 http://debtsurvival.co.uk/blog/bankruptcy-explained/feed/ 0 http://debtsurvival.co.uk/blog/bankruptcy-laws-proposal-to-protect-firms/ http://debtsurvival.co.uk/blog/bankruptcy-laws-proposal-to-protect-firms/#comments Thu, 02 Jun 2011 12:23:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/bankruptcy-laws-proposal-to-protect-firms/ http://debtsurvival.co.uk/blog/bankruptcy-laws-proposal-to-protect-firms/feed/ 0 http://debtsurvival.co.uk/blog/store-cards-are-a-debt-%e2%80%9cdevil%e2%80%9d/ http://debtsurvival.co.uk/blog/store-cards-are-a-debt-%e2%80%9cdevil%e2%80%9d/#comments Mon, 30 May 2011 11:44:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/store-cards-are-a-debt-%e2%80%9cdevil%e2%80%9d/ http://debtsurvival.co.uk/blog/store-cards-are-a-debt-%e2%80%9cdevil%e2%80%9d/feed/ 0 http://debtsurvival.co.uk/blog/brits-cannot-afford-prescription-costs/ http://debtsurvival.co.uk/blog/brits-cannot-afford-prescription-costs/#comments Fri, 27 May 2011 11:30:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/brits-cannot-afford-prescription-costs/ http://debtsurvival.co.uk/blog/brits-cannot-afford-prescription-costs/feed/ 0 http://debtsurvival.co.uk/blog/katona-declared-bankrupt/ http://debtsurvival.co.uk/blog/katona-declared-bankrupt/#comments Tue, 24 May 2011 10:57:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/katona-declared-bankrupt/ http://debtsurvival.co.uk/blog/katona-declared-bankrupt/feed/ 0 http://debtsurvival.co.uk/blog/credit-crunch-gets-brits-talking-debt/ http://debtsurvival.co.uk/blog/credit-crunch-gets-brits-talking-debt/#comments Sat, 21 May 2011 09:14:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/credit-crunch-gets-brits-talking-debt/ http://debtsurvival.co.uk/blog/credit-crunch-gets-brits-talking-debt/feed/ 0 http://debtsurvival.co.uk/blog/credit-card-debt-harder-to-repay/ http://debtsurvival.co.uk/blog/credit-card-debt-harder-to-repay/#comments Wed, 18 May 2011 08:43:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/credit-card-debt-harder-to-repay/ http://debtsurvival.co.uk/blog/credit-card-debt-harder-to-repay/feed/ 0 http://debtsurvival.co.uk/blog/assets-in-bankruptcy/ http://debtsurvival.co.uk/blog/assets-in-bankruptcy/#comments Sun, 15 May 2011 07:45:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/assets-in-bankruptcy/ http://debtsurvival.co.uk/blog/assets-in-bankruptcy/feed/ 0 http://debtsurvival.co.uk/blog/how-to-avoid-bankruptcy/ http://debtsurvival.co.uk/blog/how-to-avoid-bankruptcy/#comments Thu, 12 May 2011 07:12:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/how-to-avoid-bankruptcy/ http://debtsurvival.co.uk/blog/how-to-avoid-bankruptcy/feed/ 0 http://debtsurvival.co.uk/blog/overdraft-debt-increases/ http://debtsurvival.co.uk/blog/overdraft-debt-increases/#comments Mon, 09 May 2011 06:41:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/overdraft-debt-increases/ http://debtsurvival.co.uk/blog/overdraft-debt-increases/feed/ 0 http://debtsurvival.co.uk/blog/how-to-get-a-great-deal-on-your-mobile-phone-contract/ http://debtsurvival.co.uk/blog/how-to-get-a-great-deal-on-your-mobile-phone-contract/#comments Fri, 06 May 2011 05:06:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/how-to-get-a-great-deal-on-your-mobile-phone-contract/ http://debtsurvival.co.uk/blog/how-to-get-a-great-deal-on-your-mobile-phone-contract/feed/ 0 http://debtsurvival.co.uk/blog/britains-debt-tipping-point/ http://debtsurvival.co.uk/blog/britains-debt-tipping-point/#comments Wed, 13 Apr 2011 14:15:15 +0000 admin http://debtsurvival.co.uk/blog/?p=86 http://debtsurvival.co.uk/blog/britains-debt-tipping-point/feed/ 0 http://debtsurvival.co.uk/blog/debt-management/ http://debtsurvival.co.uk/blog/debt-management/#comments Mon, 04 Apr 2011 22:13:40 +0000 admin http://debtsurvival.co.uk/blog/?p=76 http://debtsurvival.co.uk/blog/debt-management/feed/ 0 http://debtsurvival.co.uk/blog/the-do%e2%80%99s-and-don%e2%80%99ts-of-ditching-debts/ http://debtsurvival.co.uk/blog/the-do%e2%80%99s-and-don%e2%80%99ts-of-ditching-debts/#comments Mon, 04 Apr 2011 20:59:16 +0000 admin http://debtsurvival.co.uk/blog/?p=52 http://debtsurvival.co.uk/blog/the-do%e2%80%99s-and-don%e2%80%99ts-of-ditching-debts/feed/ 0 http://debtsurvival.co.uk/blog/debt-management-plans-explained/ http://debtsurvival.co.uk/blog/debt-management-plans-explained/#comments Mon, 04 Apr 2011 15:45:10 +0000 admin http://debtsurvival.co.uk/blog/?p=34 http://debtsurvival.co.uk/blog/debt-management-plans-explained/feed/ 0 http://debtsurvival.co.uk/blog/insolvency-rules-reformed-debt-relief-order/ http://debtsurvival.co.uk/blog/insolvency-rules-reformed-debt-relief-order/#comments Mon, 04 Apr 2011 14:13:30 +0000 admin http://debtsurvival.co.uk/blog/?p=19 http://debtsurvival.co.uk/blog/insolvency-rules-reformed-debt-relief-order/feed/ 1 http://debtsurvival.co.uk/blog/good-debt-vs-bad-debt/ http://debtsurvival.co.uk/blog/good-debt-vs-bad-debt/#comments Mon, 04 Apr 2011 10:44:28 +0000 admin http://debtsurvival.co.uk/blog/?p=12 http://debtsurvival.co.uk/blog/good-debt-vs-bad-debt/feed/ 0 http://debtsurvival.co.uk/blog/managing-debt-top-10-things-you-need-to-know-about-managing-your-debts/ http://debtsurvival.co.uk/blog/managing-debt-top-10-things-you-need-to-know-about-managing-your-debts/#comments Mon, 04 Apr 2011 10:16:15 +0000 admin http://debtsurvival.co.uk/blog/?p=4 http://debtsurvival.co.uk/blog/managing-debt-top-10-things-you-need-to-know-about-managing-your-debts/feed/ 0 http://debtsurvival.co.uk/blog/christmas-debt/ http://debtsurvival.co.uk/blog/christmas-debt/#comments Fri, 31 Dec 2010 11:55:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/christmas-debt/ http://debtsurvival.co.uk/blog/christmas-debt/feed/ 0 http://debtsurvival.co.uk/blog/iva-forum/ http://debtsurvival.co.uk/blog/iva-forum/#comments Tue, 14 Dec 2010 12:05:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/iva-forum/ http://debtsurvival.co.uk/blog/iva-forum/feed/ 0 http://debtsurvival.co.uk/blog/iva-help/ http://debtsurvival.co.uk/blog/iva-help/#comments Tue, 14 Dec 2010 11:59:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/iva-help/ http://debtsurvival.co.uk/blog/iva-help/feed/ 0 http://debtsurvival.co.uk/blog/individual-voluntary-arrangements/ http://debtsurvival.co.uk/blog/individual-voluntary-arrangements/#comments Tue, 14 Dec 2010 11:57:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/individual-voluntary-arrangements/ http://debtsurvival.co.uk/blog/individual-voluntary-arrangements/feed/ 0 http://debtsurvival.co.uk/blog/iva-helpline/ http://debtsurvival.co.uk/blog/iva-helpline/#comments Tue, 14 Dec 2010 11:54:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/iva-helpline/ http://debtsurvival.co.uk/blog/iva-helpline/feed/ 0 http://debtsurvival.co.uk/blog/what-happens-to-any-debts-incurred-after-i-have-been-made-bankrupt/ http://debtsurvival.co.uk/blog/what-happens-to-any-debts-incurred-after-i-have-been-made-bankrupt/#comments Thu, 07 Feb 2008 15:50:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/what-happens-to-any-debts-incurred-after-i-have-been-made-bankrupt/ http://debtsurvival.co.uk/blog/what-happens-to-any-debts-incurred-after-i-have-been-made-bankrupt/feed/ 0 http://debtsurvival.co.uk/blog/how-long-does-bankruptcy-last/ http://debtsurvival.co.uk/blog/how-long-does-bankruptcy-last/#comments Thu, 07 Feb 2008 15:49:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/how-long-does-bankruptcy-last/ http://debtsurvival.co.uk/blog/how-long-does-bankruptcy-last/feed/ 0 http://debtsurvival.co.uk/blog/how-will-bankruptcy-affect-me/ http://debtsurvival.co.uk/blog/how-will-bankruptcy-affect-me/#comments Thu, 07 Feb 2008 15:48:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/how-will-bankruptcy-affect-me/
If you are made bankrupt, you must not make payments direct to creditors. Creditors to whom you owe money when you are made bankrupt make a claim to your trustee (that is, either the Official Receiver or an insolvency practitioner). They should not ask you directly for payment; if you receive any requests, pass them immediately to your trustee to deal with and tell the creditor that you are bankrupt. There are some very limited exceptions to this non-payment rule. The main ones are:

secured creditors, such as creditors who have a mortgage or charge on your home Note: If mortgage payments are not made, the lender may sell your home.
non-provable debts, such as court fines and other obligations arising under an order made in family proceedings or under a maintenance assessment made under the Child Support Act 1991. Non-provable debts are not included in the bankruptcy proceedings and you are until responsible for paying off such debts
benefit overpayments, where the Department for Work and Pensions (DWP) can recover any benefit overpayments from any further benefits you receive
Student loans, since 1 September 2004 all outstanding student loans cannot be claimed in bankruptcy. They remain the responsibility of the (former) student to repay within the terms of the loan arrangement.
If you were made bankrupt before 1 September 2004 you may until have to repay your student loan. Clarification should be requested from the Official Receiver who is dealing with your affairs. Suppliers of services to your home (gas, electricity, water and telephone) may not demand from you payment of bills in your name which are unpaid at the date of the bankruptcy order. But they may ask you for a deposit towards payment for further supplies or could arrange for the accounts to be transferred into the name of your spouse or partner. You must pay continuing commitments such as rent (if you rent your home), together with any debts you incur after the bankruptcy.
b. Payment to creditors

The Official Receiver will tell your creditors that you are bankrupt. He or she may either act as the trustee or may arrange a meeting of creditors for them to choose an insolvency practitioner to be the trustee. This happens if you appear to have significant assets. You may have to go to this (or any other) meeting of your creditors.

The trustee will tell the creditors how much money will be shared out in the bankruptcy. Creditors then have to make their formal claims. The costs of the bankruptcy proceedings are paid first from the money that is available. The costs include fees that the Official Receiver or the insolvency practitioner charge for administering your case.

At least part of the claims from your employees (if any) may be preferential and are paid next, along with any other preferential debts. Finally, other creditors are paid, together with interest on all debts, as far as there are funds available from the sale of your assets. If there is a surplus, it will be returned to you. You would then be able to apply to the court to have your bankruptcy ‘annulled’ (cancelled).

When your trustee makes a payment to your creditors, he may place an advertisement about your bankruptcy in a newspaper asking creditors to submit their claims. Depending on how long it takes your trustee to deal with your assets, this advertisement may appear several years after the bankruptcy order.

c. Your assets

You will no longer control your assets. You can keep the following items unless their individual value is more than the cost of a reasonable replacement:

tools, books, vehicles and other items of equipment which you need to use personally in your employment, business or vocation
clothing, bedding, furniture, household equipment and other basic items you and your family need in the home.
All these items must be disclosed to the Official Receiver who will then decide whether you can keep them. The Official Receiver/trustee will take control of all your other assets on the making of the bankruptcy order. He or she, or any insolvency practitioner who is appointed as trustee, will dispose of them and use the money to pay the fees, costs and expenses of the bankruptcy and then your creditors. If appointed, the insolvency practioner’s fees for acting a trustee are also paid from the money raised by selling your assets. The trustee may apply to the court for an order restoring property to him or her if you disposed of it in a way which was unfair to your creditors (for example, if before bankruptcy you had transferred property to a relative for less than its worth). The trustee may claim property which you obtain or which passes to you (for example, under a will) while you are bankrupt. A student loan made before or after the start of a student's bankruptcy is not regarded as an asset that the trustee may claim, if a balance of the loan remains payable. If you have made a claim against another person through court proceedings, or you think you may have a claim (a right of action) against another person, the claim may be an asset in the bankruptcy.]]> http://debtsurvival.co.uk/blog/how-will-bankruptcy-affect-me/feed/ 0 http://debtsurvival.co.uk/blog/how-am-i-made-bankrupt/ http://debtsurvival.co.uk/blog/how-am-i-made-bankrupt/#comments Thu, 07 Feb 2008 15:47:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/how-am-i-made-bankrupt/ http://debtsurvival.co.uk/blog/how-am-i-made-bankrupt/feed/ 0 http://debtsurvival.co.uk/blog/six-steps-to-a-debt-management-plan/ http://debtsurvival.co.uk/blog/six-steps-to-a-debt-management-plan/#comments Thu, 07 Feb 2008 15:46:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/six-steps-to-a-debt-management-plan/
Step 2 – Your information will be collated into a Financial Statement, so that we can determine how much you can afford to offer each of your creditors.

Step 3 – The Debt Management Company will approach your creditors and ask them to accept the reduced payments.

Step 4 – You make a single monthly payment, which is distributed to your creditors.

Step 5 – A member of the Simple Debt Solutions Debt Management Team will work with you throughout the plan period should you experience any difficulties whilst the arrangement is in place (very rare).

Step 6 – We will review your Debt Management Plan regularly to ensure that it until meets your circumstances.

The plan will continue until your debts are cleared or until you wish to end the arrangement (for example if your income improves and you can afford to revert to the original monthly payments).

To get ethical, professional advice on a Debt Management Plan, call us now on 0800 389 5959 or fill in our online form and we’ll call you back.]]> http://debtsurvival.co.uk/blog/six-steps-to-a-debt-management-plan/feed/ 0 http://debtsurvival.co.uk/blog/what-is-bankruptcy/ http://debtsurvival.co.uk/blog/what-is-bankruptcy/#comments Thu, 07 Feb 2008 15:46:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/what-is-bankruptcy/ http://debtsurvival.co.uk/blog/what-is-bankruptcy/feed/ 0 http://debtsurvival.co.uk/blog/is-a-debt-management-plan-right-for-me/ http://debtsurvival.co.uk/blog/is-a-debt-management-plan-right-for-me/#comments Thu, 07 Feb 2008 15:45:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/is-a-debt-management-plan-right-for-me/ http://debtsurvival.co.uk/blog/is-a-debt-management-plan-right-for-me/feed/ 0 http://debtsurvival.co.uk/blog/will-my-lifestyle-change-dramatically-if-i-do-an-iva/ http://debtsurvival.co.uk/blog/will-my-lifestyle-change-dramatically-if-i-do-an-iva/#comments Thu, 07 Feb 2008 15:44:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/will-my-lifestyle-change-dramatically-if-i-do-an-iva/ http://debtsurvival.co.uk/blog/will-my-lifestyle-change-dramatically-if-i-do-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/what-are-the-general-criteria-required-for-acceptance-of-an-iva/ http://debtsurvival.co.uk/blog/what-are-the-general-criteria-required-for-acceptance-of-an-iva/#comments Thu, 07 Feb 2008 15:44:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/what-are-the-general-criteria-required-for-acceptance-of-an-iva/
Step 1 – You have debts that are greater than £15,000

Step 2 – You have three or more different creditors.

Step 3 – You have disposable income of over £200 per month, assets to release or a 3rd party who is willing to contribute into the IVA arrangement.
You must be able to pay creditors at least 25 pence in the pound. In our experience, many IVA cases fail because payment of a decent monthly amount is not feasible.

Step 4 – You have a regular income stream as some IVA cases can fail because an applicant's income is irregular or unreliable.

Step 5 – You have been able to show that you have allowed for reasonable necessary living expenses such food, council tax, water, gas etc.

Our fully trained debt advice team are available 9.00am until 9.00pm 7 days a week on 0800 389 5959.]]> http://debtsurvival.co.uk/blog/what-are-the-general-criteria-required-for-acceptance-of-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/can-i-keep-my-car-with-an-iva/ http://debtsurvival.co.uk/blog/can-i-keep-my-car-with-an-iva/#comments Thu, 07 Feb 2008 15:43:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/can-i-keep-my-car-with-an-iva/ http://debtsurvival.co.uk/blog/can-i-keep-my-car-with-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/will-my-creditors-agree-to-an-iva/ http://debtsurvival.co.uk/blog/will-my-creditors-agree-to-an-iva/#comments Thu, 07 Feb 2008 15:42:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/will-my-creditors-agree-to-an-iva/ http://debtsurvival.co.uk/blog/will-my-creditors-agree-to-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-august-2007/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-august-2007/#comments Thu, 07 Feb 2008 15:36:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-august-2007/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-august-2007/feed/ 0 http://debtsurvival.co.uk/blog/advantages-of-an-iva/ http://debtsurvival.co.uk/blog/advantages-of-an-iva/#comments Thu, 07 Feb 2008 15:36:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/advantages-of-an-iva/ http://debtsurvival.co.uk/blog/advantages-of-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/disadvantages-of-an-iva/ http://debtsurvival.co.uk/blog/disadvantages-of-an-iva/#comments Thu, 07 Feb 2008 15:34:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/disadvantages-of-an-iva/ http://debtsurvival.co.uk/blog/disadvantages-of-an-iva/feed/ 0 http://debtsurvival.co.uk/blog/why-should-i-choose-simple-debt-solutions/ http://debtsurvival.co.uk/blog/why-should-i-choose-simple-debt-solutions/#comments Thu, 07 Feb 2008 15:32:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/why-should-i-choose-simple-debt-solutions/ http://debtsurvival.co.uk/blog/why-should-i-choose-simple-debt-solutions/feed/ 0 http://debtsurvival.co.uk/blog/how-does-an-iva-work/ http://debtsurvival.co.uk/blog/how-does-an-iva-work/#comments Thu, 07 Feb 2008 15:32:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/how-does-an-iva-work/ http://debtsurvival.co.uk/blog/how-does-an-iva-work/feed/ 0 http://debtsurvival.co.uk/blog/what-is-a-debt-consolidation-loan/ http://debtsurvival.co.uk/blog/what-is-a-debt-consolidation-loan/#comments Thu, 07 Feb 2008 14:29:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/what-is-a-debt-consolidation-loan/ http://debtsurvival.co.uk/blog/what-is-a-debt-consolidation-loan/feed/ 0 http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-february-2008/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-february-2008/#comments Fri, 01 Feb 2008 15:26:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-february-2008/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-february-2008/feed/ 0 http://debtsurvival.co.uk/blog/what-is-a-remortgage/ http://debtsurvival.co.uk/blog/what-is-a-remortgage/#comments Sun, 27 Jan 2008 10:31:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/what-is-a-remortgage/ http://debtsurvival.co.uk/blog/what-is-a-remortgage/feed/ 0 http://debtsurvival.co.uk/blog/the-disadvantages-of-remortgaging/ http://debtsurvival.co.uk/blog/the-disadvantages-of-remortgaging/#comments Sun, 27 Jan 2008 10:31:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/the-disadvantages-of-remortgaging/ http://debtsurvival.co.uk/blog/the-disadvantages-of-remortgaging/feed/ 0 http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-4th-january-2008/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-4th-january-2008/#comments Fri, 04 Jan 2008 14:32:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-4th-january-2008/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-4th-january-2008/feed/ 0 http://debtsurvival.co.uk/blog/christmas-new-year-season-special-report/ http://debtsurvival.co.uk/blog/christmas-new-year-season-special-report/#comments Thu, 20 Dec 2007 12:00:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/christmas-new-year-season-special-report/ http://debtsurvival.co.uk/blog/christmas-new-year-season-special-report/feed/ 0 http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-june-2007/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-june-2007/#comments Fri, 01 Jun 2007 15:28:00 +0000 AlanBrown http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-june-2007/ http://debtsurvival.co.uk/blog/debt-the-hard-facts-compiled-1st-june-2007/feed/ 0